Quote:
Originally Posted by epitome
Insurance companies will have to spend 80% of their income on care or reimburse members the difference. This is already happening in FL and instead of premiums going up, a lot of people received refund checks this year.
Please explain to me why you will have to cut coverage as it is clearly escaping me.
Right now if your insurance company is only spending 55% on care there is nothing you can do about it except pay the higher premium if they say so.
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Less than half of the people who work for us take the healthcare insurance now. WIth the high deductibles those people realize that they are way ahead just paying for their own medical issues.
If you assuming that everyone who has a job takes the healthcare benefit you are misinformed.
Take the insurance company out of the equation. What will happen has nothing to do with them. It is the affordability for the employer. That is the problem.