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Paypal have pretty firm procedures for limited accounts, if an account has been terminated the funds are normally held for 180 days and then available for withdrawal either from the Paypal account or via a form that you send to them nominating an account to receive the funds.
The 180 day limitation is to cover the period the account may be subject to chargebacks or reversals.
The problem is many people forget to log in and follow the required steps to get their funds and then blame Paypal for stealing it.
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