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Yes, to get the money you need to sign a document were they wipe their hands of you and future claims.
The second you bring a lawyer into it, you will lose the $1100 which the lawyer may or may not get for your. If the lawyer does get you the $1100, you will loose a good chunk of it to the lawyer in fees.
If nobody is hurt, sign the paper and keep the money! I did with my daughter when she had minor whiplash from an accident (she was fine when I signed it by the way). Check came a couple of days later.
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