Originally Posted by epitome

Well the company I devote my time to full-time is Canadian so none of that matters. I am a contractor however and there are two of us and I pay for the both of us. Until ObamaCare passed I was declined coverage whenever I would apply ... pre-existing conditions.

My last "real" job was VP of an insurance brokerage in the top 5% nationwide. Insurance costs were a consideration but we certainly didn't obsess over them... just a cost of doing business. Our group coverage was one of the things I oversaw and it wasn't as bad as most try to make it out to be. Employer contribution worked out to about $350/mo per head.

Edit: The group coverage was an HMO. On my own I pay $237 for 80/20 coverage with $1,000 out of pocket annual deductible and a $4,000 annual cap on out of pocket costs. Prescriptions for $4 for generics, $30 brand.