First I would like to thank Chris for your kind comments. All I have to say is that you owe me one

I am tired of taking the heat for you, damnit. This is the last time..... hehehe
baddog, When is the last time you looked at your join page ? I filled out the signup form, got declined on purpose and this is what it told me.
"Your purchase has been rejected. You may sign up for our service using your credit card by clicking here."
There is a link on the "clicking here" part of that sentence. It goes to a CCBill signup page. If that isn't using a secondary processor then I don't know what is. You might want to call up that board of directors and see if they are keeping you out of the loop on something. Just thought you should know. Also, I didn't see the webmaster referer code in the secondary join link, how does the webmaster get credit for the signup if someone joins from there?
Hank