Quote:
Originally posted by tootie
As far as chargebacks, I am of the opinion that subscribers to adult sites should be warned at the time of signup that if they chargeback that their CC number will be entered into a permanent database of chargeback customers as a fraudulently used card and that it can never be used again at another adult site.
The subscribers should be told that if they have a problem, they can contact the webmaster for a prompt refund, but that chargebacks will not be tolerated, simply because the only excuse for chargebacks when the company is willing to offer refunds if for true fraud. If there is a chargeback on a card, it means the number has been stolen and for the CUSTOMER'S protection, it will be put on the global CC fraud list used by "adult sites everywhere" or something to that nature.
Some people have multiple CCs, but eventually they would all be used up and I'd rather block someone out than risk more chargebacks from leeches that just trial and cancel over an over to different sites.
All sites could get access to the same master database if they wanted to. It would piss VISA and MC off, I imagine, for us to have a global ban list, but WTF else can we do when they sit there and chargeback fees with no questions asked?
Just some ideas. I've been thinking about this for a while and it's all I could come up with. There really is no reason for these morons to charge back when all they have to do is ask for a refund. 
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Tootie, now THAT'S 'Space Ranger Thinking'!!!
Tootie, your response is the main reason why we'll eventually win out against fraud and criminal shit. It's when the chips are down and how we handle things that defines what we're really made of.
I've seen dozens of examples where webmasters, faced with major problems come up with solutions the feds, the scientists, the cc companies etc. failed to resolved. Many of these webmasters and programmers go unsung even though their solutions and efforts literally change the way of the web.
It doesn't matter if everyone agrees with your solution or not, it's the matter that you were brave enough to step up to the plate when everybody else was sittin' on the sidelines.