Originally Posted by kane

My mom has what is essentially a very basic hospital bed that insurance rents for her. The bed has a metal frame and has the rails on the side that can go up or down.The head and feet can be raised. You can buy one of these beds outright for about $2,000-$2,500 depending on the brand. The insurance pays $900 per month for it. My mom pays a $30 per month co-pay. After 12 months of rental she will own it outright so basically the insurance company will pay about $10K for a $2,000 bed.