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Old 09-02-2012, 08:40 PM  
kane
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Join Date: Aug 2001
Location: portland, OR
Posts: 20,684
Quote:
Originally Posted by L-Pink View Post
The real sad thing is how much seniors living on retirement funds are affected by these artificially low rates. An entire generation was told to SAVE for their future well now you have someone with a million dollars in the bank getting less than a thousand bucks a month to live off of unless the base amount is depleted. Really depressed the economy in Florida as much as the housing market.

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I am seeing that first hand right now. My mom is 72 years old. She has some health issues and recently moved into an assisted living center. My mom basically only has social security as her form of income so after her expenses she only has a couple hundred dollars per month to live on. Luckily, the facility pays for her food and medicine. Her only expenses are clothes, or if she wants to buy something for herself etc.

I have talked to a lot of different people there and many of them have saved and saved and saved and still have shit. One guy was telling me how he saved for 30 years. His plan was to sell his house, put that money in with what he had saved and retire. The housing market bottomed out so he didn't get nearly what he would have liked for his house and his investments lost a huge amount of of their value. So now he has enough to live on, but not enough to live the life he was hoping to live.
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