Quote:
Originally Posted by Sly
Those are offers to get your girlfriend in the door. It's a blank mail that everyone gets. She would not be approved for that.
You can also call your bank/credit card company and set your credit card date to any day of the month that you want. They all do it. Synchronize all of your payment dates. Also, set up your auto pay from within your credit card company itself, not through your bank or check issuing source.
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Citi is notorious for the creeping payment date, so they can hit you in fees, when you suddenly became late.
They caught people like me, that never look at the statement, just send a payment or have their online banking mail a payment on a certain date. In less than a year, the payment date went form the 12th to the second. Dummy me, I just never bothered to look.
Well GF has a
$10,000 Target card
$8,000 Bank America
$10,000 Citibank
$5,000 Victoria's Secret
and A $50,000 Bank America
Probably the reason they offered her the black card.
Think they're basing it on her income from 10 years ago, about $500,000 (she used to own one of the most profitable restaurants in a national chain). I know that doesn't sound like much, but you try earning a profit, selling all-you-can-eat breakfast for $2.99
Once you have a solid gold credit rating, they fall over themselves to offer you more.