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I was on a bus out of the country once and I was talking to an old man from the USA. He told me to do everything I wanted to do now and not wait until I retire because then you're often too old or your body hurts too much to really enjoy it. So that's what I did.
I'm just going to keep living my life and working until I feel like I don't want to work anymore, be it in 10 years or 50 years. I've found that when you just go with the flow of life, things work out and it's usually pretty stress free.
Besides, with the global economy falling to shit and the world changing faster than anyone could have ever imagined, what you plan for today probably isn't going to pan out the way you thought it did. I think our grandparents or in some cases or parents were the last of those people, who could plan and have it all work out. By the time I am old enough to get social security, there is a really good chance there will not be any left for my generation.
My only real "retirement plan" is this... Not live in the USA, own a decent plot of land free and clear where I pay zero or very little property tax, have a house on it that is also free and clear, complete with my own water and energy source. Be able to grow my own food and raise my own animals on that land. Have zero debt. And have enough savings in something tangible that will last through any economic meltdown and still allow me to be comfortable. These are the only things I can control. Anything else is a crap shoot.
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