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I dont believe loosing PayPal causes critical damages to the filelockers, as long as they are able to secure CC merchant accounts(all big ones can do that). Without PP they only loose just some part of moneyflow only(approx 20%).
VISA/MC are not that easy to deal as PayPal, which is US based company. Also they have to honor acquiring bank residential country laws. I remember dutch bank getting sued for refusing to process some specific adult niches, and in fact forced to accept these client as a result. Also, for example, a Cyprus or Spanish or whatever bank, doesnt give a shit about DMCA, which is US law, as long as CB rate is OK. You will have to collect evidences according to their local copyright laws.
And anyway dealing with VISA/MC/Banks may take months or even years, it is very slow process.
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