Originally Posted by Rochard

How do people not understand this? Don't pay your bills, eventually they come after you. It's not "Brutal Gestapo Tactics"; It's the law.

It's pretty fucking simple. Don't pay your car payment or credit card bill, fall too far behind, they will put a lien on your home.

Is it excessive? Sure does sound like it. But usually there is a lot more involved. It's not like you fall $30 on your HOA and they take your house next month; It's a lenthgy process and if it gets to that point it either means the homeowner is a complete ass or has ignore multiple warnings.