Originally Posted by Paul Markham

I might be wrong about Baryl so apologies now.

Many in this business and especially posting online have no concept or experience of budgeting, costings, overheads, fixed cost, etc. They work from home and besides a computer, few programs, bit of hosting. There's little else to spend. Maybe as much as 85% of the revenue is profit.

When you run a business with a studio, staff, equipment, models, autos, overheads. Or a site with merit, you understand that 85% of revenue goes to pay the bills. So when some talk about micro payments, they don't have the expense of buying a CMS, site design, decent hosting, staff, offices, accountants, lawyers, content , marketing to affiliates, paying affiliates.

They think cutting costs and increasing sales to the same level is the solution. Maybe they should take second mortgage, or borrow the money from the bank and try it. That is those who have a house to mortgage or a bank manager who won't laugh in their face.