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Harmik at epoch first, then ccbill, take the easy route and then reduce your margins later.
Harmik has a good strong service and is a people person if u need support.
sign up for both, cascade sales from one to the other as it is all money that comes in. Then look to get your own merchant account when you hit 50K+ a month and cascade to the others too. Depends if you are looking for direct sales or want to pay affiliates too. otherwise paypal or cashinenvelope with damian jenkins the brit
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