gleem

95% of the chargeback I See on my program are simply total fraud, people signing up with a stolen card. The other 5% just deny they ever signed up and don't want to pay for porn. You CB's won't change because it's your traffic.

Credits are usually people that hated the program's site. That's a number you should be able to improve assuming the stats you are looking at differentiate between chargebacks and credits.

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