ePayments

The key difference would be, first of all that we are an Association which means that there are no shareholders our members' interests are all we care about.

Secondly, eNumbered is not a regulated business and does not offer any peace of mind with regards to keeping its clients funds secure. Reference to gold is pure marketing. Price of gold tends to fluctuate and now is almost at all time high. What happens to the value of their clients' funds when the price of gold falls?

Thirdly, I cannot seem to find any legal information about the company or their terms and conditions. This is alarming as I do not understand what regulates ones relationship with the company.

Electronic Payments Association legal documents are available to public for review. https://www.epayments.com/legal

E-Money business is highly regulated for the simple reason to protect people's funds. EPA works only with well established UK banks and offers highest level of security for members' funds.

With regards to anonymous transactions in order to transact EPA members only require to know each-others ePayments ID. This makes transactions anonymous. Furthermore, EPA members personal information is protected by Data Protection Act of 1998.