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I agree that the money they pay to buy it back for should be the same it's costing, or similarly based (credits) so it stays viable. But I guess the article I saw saying under 1% was quite old or maybe was bought and paid for "opinion". Even at 1% I'd consider it a win. You can't run before you crawl, and savings aren't always apparent from day 1.
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43-922-863 Shut up and play your guitar. 
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