Originally Posted by kane

For sure. Most people go to the hospital and then the bill comes, they look at it and put it in a drawer because insurance will pay for it. A friend of mine had to have a neck surgery. The bill came and it was $40K. She laughed it off because insurance paid for all but about $200 of it. Had she been forced to pay for that out of her pocket you know she would have gone over it with a fine tooth comb and negotiated like you did.