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Old 03-06-2012, 02:29 PM  
kane
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Join Date: Aug 2001
Location: portland, OR
Posts: 20,684
Quote:
Originally Posted by Robbie View Post
kane you're absolutely correct.

I found out first hand in 2002 when I had my neck and both arms broken in a bad auto accident. I had no insurance. Hell, I was 40 years old and healthy as a horse (still healthy as a horse by the way).

Ended up in ICU for a month and by the time the medical bills all came in...it was almost a quarter MILLION dollars!!!

Once I was back on my feet I began negotiating with the hospital.

The final meeting happened when they told me that since I didn't have insurance they were going to charge me the "REAL" cost!
I was shocked.

I ended up paying a little over $20,000. And $9,000 separately to the surgeon who saved my life on the operating table.

The hospital administration flat out told me that the prices are jacked up with insurance.

It's a complete and total scam that makes money for the insurance company, the hospital....and funnels back to Washington D.C. in the form of "campaign contributions"
For sure. Most people go to the hospital and then the bill comes, they look at it and put it in a drawer because insurance will pay for it. A friend of mine had to have a neck surgery. The bill came and it was $40K. She laughed it off because insurance paid for all but about $200 of it. Had she been forced to pay for that out of her pocket you know she would have gone over it with a fine tooth comb and negotiated like you did.
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