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Originally Posted by newB
Not all dentists accept all dental plans, so before committing to a policy you'll want to check that a dentist in your area will accept it.
I got some coverage here: http://www.dentalplans.com/ before getting some work done. I was pleased when the receptionist asked where I got the policy because she said it covered more than most that she had seen - it was either Aetna or Cigna. |
Discount dental plan is the way to go if you have immediate needs. Actually with the right insurance company you can use both the discount dental and then bill the insurance co to save even more. What people don't realize is health providers (dentists included) increase their price by at least 2x to compensate for when the insurance company comes to negotiate a lower price on their bill. So if you take the discount dental card and cash you'll generally end up paying 50% less. I paid less out of pocket for ceramic crowns with a discount dental card than my uncle did with his government insurance plan.