I'd give her about a 4
I've only seen a handful of 10s in my life mostly because thats the highest score
and I don't give them out easily
Of course the ratings come from personal taste and I like tan, athletic blondes with big smiles, lots of personality and dress with style.
Here's a clip of what I would rate a 9
Seeing her naked wouldn't improve her score but it could cause a reduction.