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I never promoted her but I have been screwed by multiple programs in and out of Adult.
I think there are many people here who can attest that you don't have to be a thief to go broke.
First of all, making an announcement that they were closed and there would be no more payments is way more ballsy and honest than any of the scumbags that have ripped me off ever were. As a creditor I know from experience that it is much easier to make the right decision when you know you are fucked than if you are being strung along with false hope.
Also coming back around and stating an intent to pay everyone back is a move you don't often get from thieves.
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