Quote:
Originally Posted by plsureking
my comment - why havent you switched to Zombaio? they have much lower declines, they are based in EU, and their lower processing fee by far covers this percentage missing in CCBill transactions.
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I have to disagree, Zombaio does exactly the same conversion tricks, if not worse. As far as I remember, with Zombaio you can either process your account in USD to EUR. Now let's say you process in USD and you charge $30/month. Then people paying on other currencies, let's take EUR as an example, would have to pay something like 24 euros, but there is no transparency here. But once you ask one your European members you'll learn that they paid 25 euros or so. I asked Zombaio about this and they said they are using some kind of currency conversion database a lot of other companies use as well. But of course this is a database that is biased hugely in their advantage.
Also, the processing fees of CCBill and Zombaio don't differ much anymore because Zombaio continues to raise them.
Then take into consideration the huge affiliates network on CCBill and conclude that CCBill isn't "more expensive" than Zombaio. CCBill works great for me. I didn't know about the conversion crap I'm reading in this thread but as soon as you start working with credit card processors, billing providers and banks you just have to prepare yourself for getting fucked up your ass very hard.
Also, what is the advantage of Zombaio being based in the EU? Something with taxes?
