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I may have to wait until Monday for a response.
I just called Wells Fargo to inquire again about the charge made to my Visa that I made myself.
The test transaction was 4.00 GBP.
It translated to $6.27 temporary transaction then posted a day later to $6.43 (a 16 cents fee).
I called and asked specifically what the fee was for. She said it was a conversion fee. So I said "So the original transaction was in GBP, and you converted it, and charged me 16 cents?" "Yes."
In other words, CCBill charged me 4.00 GBP (They didn't convert anything). Wells Fargo converted 4.00 GBP to $6.27 USD. Which at the time, was EXACTLY the same conversion rate I found on 10+ different places. Then, they charged me a 16 cents fee after it posted.
Then, CCBill, after receiving $6.27, paid me $5.95.
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