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Try to think of it this way:
If an affiliate is cheating a sponsor program for a long time, what do they do?
They take all of the affiliate's money and tell them to go to hell.
If the sponsor could do more, they would throw the book at them.
That's all MC and Visa are doing.
It's the same type of stuff that's posted on this board day in and day out ... just on the other side.
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