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SimonScans · 11-23-2011, 03:35 AM

+1 For NetBilling. But also you need NATS. IMHO Biller provided cascades aren't enough. They may allow for more chances at processing a sale, but if there's a problem with a biller for whatever reason there's also a chance you can't use their cascade either.

So a biller or merchant account goes pop, who cares? You have multiple accounts and with weekly settlements on the merchant acounts the most you'll loose is 2 weeks turnover from one account. Annoying, but no biggie. If you have NATS set up right its all about using the right biller in the right country rather than just sending everything to the mechant account and only declines down the line to the third party ones. So with as few as 1 merch, 2 third party and 1 phone biller, you could be naturally hedged at 40:25:25:10 and still not giving any of them the shitty end of the stick.

However, it does mean you have to react when there's a problem and pull new sales from any account where they've suspended you or are late with payouts. Back in the day I lost about $1k when Ibill terminated my account - Apparently cancelling by hand all remaining Ibill rebills when it was clear they were sunk broke their terms and conditions. Sure I lost, but not as much as some.

Having other working options ready and happening gives YOU breathing space. Shit happens, things break, need upgrading or just come up for review. Having your one and only source of income shut off while that takes place can make you very, very unpleasant for the bank staff to deal with - it really isn't their fault you have no fall back and will go bust if you don't get your outpayment on time. From their point of view a screaming freak demanding his cash NOW rings a few alarm bells, no wonder they take the chance to throw you under the bus.

Bureaucratic compliance is always a pain in the ass, your best chance of sucess is to be patient and the nicest person they deal with each day so they make the effort to help you find a way. But an international conspiracy from someone who is in effect cashier number 3? I doubt it.

And another thing. I had a quick look at http://saraswirls.com/swirlsbucks.htm - I'm not sure having the word "period" top right of the page is doing you any favours. My brain made an unfortunate connection between the sloppy slot in the middle of the header montage and periods. Had to re-read the header and scan the page for blood!

11-23-2011, 03:35 AM
SimonScans Confirmed User Industry Role: Join Date: Jun 2006 Posts: 342	+1 For NetBilling. But also you need NATS. IMHO Biller provided cascades aren't enough. They may allow for more chances at processing a sale, but if there's a problem with a biller for whatever reason there's also a chance you can't use their cascade either. So a biller or merchant account goes pop, who cares? You have multiple accounts and with weekly settlements on the merchant acounts the most you'll loose is 2 weeks turnover from one account. Annoying, but no biggie. If you have NATS set up right its all about using the right biller in the right country rather than just sending everything to the mechant account and only declines down the line to the third party ones. So with as few as 1 merch, 2 third party and 1 phone biller, you could be naturally hedged at 40:25:25:10 and still not giving any of them the shitty end of the stick. However, it does mean you have to react when there's a problem and pull new sales from any account where they've suspended you or are late with payouts. Back in the day I lost about $1k when Ibill terminated my account - Apparently cancelling by hand all remaining Ibill rebills when it was clear they were sunk broke their terms and conditions. Sure I lost, but not as much as some. Having other working options ready and happening gives YOU breathing space. Shit happens, things break, need upgrading or just come up for review. Having your one and only source of income shut off while that takes place can make you very, very unpleasant for the bank staff to deal with - it really isn't their fault you have no fall back and will go bust if you don't get your outpayment on time. From their point of view a screaming freak demanding his cash NOW rings a few alarm bells, no wonder they take the chance to throw you under the bus. Bureaucratic compliance is always a pain in the ass, your best chance of sucess is to be patient and the nicest person they deal with each day so they make the effort to help you find a way. But an international conspiracy from someone who is in effect cashier number 3? I doubt it. And another thing. I had a quick look at http://saraswirls.com/swirlsbucks.htm - I'm not sure having the word "period" top right of the page is doing you any favours. My brain made an unfortunate connection between the sloppy slot in the middle of the header montage and periods. Had to re-read the header and scan the page for blood!