11-04-2011, 06:49 AM
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It's 42
Industry Role:
Join Date: Jun 2010
Location: Global
Posts: 18,083
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**(your own) Auto comprehensive insurance coverage covers damages from storms.
Threaten to sue them; Insurers pay out on storm damage all the time -- hurricanes, tornadoes, earthquakes -- all storms are 'acts of god.'
Force majeure and civil insurrection are commonly excluded -- storm damage is common and unless specifically excluded -- covered.
*clarified - the contents of your apartment and your vehicle are covered by YOUR OWN INSURER. The co-op's insurer would cover damage to the commonly owned property of the co-op -- the buildings, landscape walls, personal injury on the co-op's property. For example if their tree falls on your car, it is an act of god, the "law of trees" -- where that tree falls is that guy's problem ...
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