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Paypal allows non-high risk adult related transactions. They don't allow for "high-risk" because they are not approved by the credit card associations for doing them. This was included with my correspondence with them:
"We appreciate your concern regarding our Acceptable Use Policy in
regards to adult materials. Unfortunately, adult digital material and
services are considered a high risk business by the credit card
associations and other regulatory bodies, which would require us to
charge a great deal more to all of our customers if we sought to change
our Acceptable Use Policy to allow these business models. "
So affiliate payments= not high risk
Physical goods shipped= not high risk
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