Quote:
Originally Posted by theking
Well...I do not care to argue with you...I am just supplying you with information as I understand it.
SSA is for those that have 40 quarters paid into the system. SSI is for those that don't...but as I have stated that some people that were low wage earners receive less from their SSA checks...than the $485 that SSI pays so they are subsidized with an SSI check to reach the $485 per month max. In other words if a person received $385 from SSA they then would also get an additional $100 from SSI.
Also SSA disability payments are not anymore than ordinary SSA payments...both are based upon the amount paid into the system. Low wage earners pay in less than higher paid earners thus receive less. SSA is paid on the 3rd of each month and SSI is paid on the 1st of each month.
Someone that is receiving SSA disability when they become age eligible for SSA the payment remains the same but their classification changes from disabled to age eligible.
The same applies to SSI though SSI did not used to have an age eligible classification but now anyone that is 65 years old and does not have an income of $485 per month can be subsidized by SSI up to the $485 per month.
It sounds to me that your mother should have initially received SSA and possibly shoud have been subsidized with SSI if her SSA payments were less than $485 per month.
In my case I get over $1400 per month SSA disability and over $2600 per month from the VA.
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I think this clarifies it for me. I think the situation was she was on SSA disability then when she became age eligible she switched to regular SSA. The payments were more than $485 so clearly it wasn't SSI.
Basically here is how it broke down. She applied for "emergency" assistance that we were told would take 30-45 days to process. It took about 5 months, but she was approved. This was only about $350 per month. While she was on that she was filing for full disability. She was denied the first time and approved the second time. At this point she was about 60-61 years old. Then when she hit 65 they put her on regular social security instead of the disability.
I was confused in thinking that all social security disability was considered SSI, but after reading this post I see the difference now.