Quote:
Originally Posted by kane
I'm not 100% sure. All I know is that when she was finally accepted the caseworker we had said she was on disability so she would actually be getting a little bit more than she would be on social security. This lasted for a few years then when she turned 65 the caseworker told us she was being merged into social security and she would get the same amount, only the checks would be issued on a slightly different date.
I would imagine she had 40 quarters paid into the system. If I understand it correctly each year you work and pay into social security is 4 quarters. When she started drawing she was 60 or 61 years old and she had held a full time job since she was 16 years old so she had about 44-45 years paid into the system.
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Well...I do not care to argue with you...I am just supplying you with information as I understand it.
SSA is for those that have 40 quarters paid into the system. SSI is for those that don't...but as I have stated that some people that were low wage earners receive less from their SSA checks...than the $485 that SSI pays so they are subsidized with an SSI check to reach the $485 per month max. In other words if a person received $385 from SSA they then would also get an additional $100 from SSI.
Also SSA disability payments are not anymore than ordinary SSA payments...both are based upon the amount paid into the system. Low wage earners pay in less than higher paid earners thus receive less. SSA is paid on the 3rd of each month and SSI is paid on the 1st of each month.
Someone that is receiving SSA disability when they become age eligible for SSA the payment remains the same but their classification changes from disabled to age eligible.
The same applies to SSI though SSI did not used to have an age eligible classification but now anyone that is 65 years old and does not have an income of $485 per month can be subsidized by SSI up to the $485 per month.
It sounds to me that your mother should have initially received SSA and possibly shoud have been subsidized with SSI if her SSA payments were less than $485 per month.
In my case I get over $1400 per month SSA disability and over $2600 per month from the VA.