All methods are OK. I like average, but the host will charge you MORE per mbps for average. So if you're running regular traffic don't have any hacks or spikes that last for more than a day and a half a month, 95% will proabably be cheaper. Paying more for average is basically an insurance policy. Capped is a nice solution too. A nice cheap solution is to use 95%, but with a cap set to 1.5 - 2x what BW you plan to use. That way you save cash, and can't get fucked if a hacker gets your box.
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