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Old 09-04-2011, 07:40 PM  
$5 submissions
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Join Date: Nov 2003
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Payday loans scam FTC fine = $850K

Feds have been cracking down on this lucrative mainstream niche. The super-aggressive tactics listed in the source below definitely explains the added heat.

Source: http://www.dailyfinance.com/blog/201...e-ftc-fraud-c/
Quote:
The FTC has been cracking down on payday lending and other types of predatory financial services as part of a broad campaign to protect consumers made vulnerable by the Great Recession.

According to the agency's complaint, Swish Marketing Inc., of Palo Alto, Calif., and its three officers, Mark Benning, Matthew Patterson, and Jason Strober, the technology officer in question, operated websites advertising short-term, or "payday," loan matching services. Swish Marketing's sites included an online loan application form that tricked consumers into ordering a debit card when they applied for a loan.

On numerous sites, clicking the button for submitting loan applications led to four product offers unrelated to the loan, each with tiny "Yes" and "No" buttons. The "No" button was pre-checked for three of them. The "Yes" button was pre-checked for a debit card, with a fine-print disclosure giving the consumer's consent to debit their bank account.

See full article from DailyFinance: http://srph.it/qR6Yx4
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