Originally Posted by raymor

I think you are wise to not invest in something you don't understand.

In that case buy a simple index fund or a time tested mutual fund like a Vanguard fund. A very few people get lucky and sell a few million albums. Of people who will COMFORTABLY retire, 99.5% will have simple investments like mutual funds, so spend a couple of hours learning the basics if you intend to retire comfortably.