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You ask about a PROFESSIONAL logo.
You don't know what tools a professional would use to design a logo, so if you want what you asked for, a PROFESSIONAL logo, you should use VISA.
I'm guessing that you haven't studied color psychology and related fields that a professional logo artist or graphics designer would be constantly reading about in Professional Graphics magazine or whatever it's called.
If you want a nice amateur logo, others have made good suggestions on tools. Just understand that those tools don't have the knowledge or skill to design something professional any more than you do, so your design will likely be too complex or too simple. That's ok. I just thought I'd mention it since you said you wanted a professional logo.
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