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there is a lot behind why the country is falling apart, mostly due to the lazyness of other people and the inability to pay for what is due.
we became a country to dependent on cheap labor and products so we can buy a toaster from Walmart for $2.47 or outsource our customer support to a country where they are happy to take $3.15 an hour while here, no one will work for less than $15/hr
ive seen over the past few years the ideal of work hard to get what you want is right out the window. people max out credit cards and take out loans for more than what they can pay for, then cant pay it.
I read a little while ago that since 2008 the number of savings accounts opened have gone on a sharp decline, as well the amount of money people have in savings. the average Joe doesnt keep large sums of money in investment accounts, he has every last penny in his checking account to pay his minimum balance on his 6 credit cards
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