I'm 31 on Friday and decided its time to be a big boy and buy some life insurance... plus the way I party its probably recommended
My insurance agent (Nationwide) called and asked what I wanted by recommended term policy for 30 years, however that versus whole life I can not borrow against nor does it get any cash value.
When she asked how much I said probably $500,000 but she said that was a bit high. If I get hit by a train tomorrow, I want to make sure my house, cars and debts are paid, as well my gf is taken care of for a bit.
What do you have and/or suggest?