The US division of ING was bought last week by Capital One, which on the face of it sounds likely to bring an end to all the reasons why people bank with ING: no fees, no minimum balances, simplicity, good rates, etc. -- Capital One is the antipathy of all these things.
Capital One's response to questions from the NY Times seems to corroborate this; the carefully worded and non-committal responses leave their options open to start imposing fees in the future:
http://bucks.blogs.nytimes.com/2011/...rect-purchase/