Quote:
Originally Posted by qwe
why? because some people simply don't know how to use it, get into too much debt and file for bankruptcy, therefore credit card companies taking on a major risk... so they charge higher % to make up for the morons that don't know how to handle expenses... besides, whole point of a credit card is to have a simpler payment option then carrying thousands in cash everywhere... it costs me $0 to use my visa, because I pay i right away, people who miss payments and get stuck with 19% should not have it in a first place... they're trapped because of their own actions, why should credit card company reward those idiots with 3% interest rate?
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If you use the card at all and carry any balance which is what many people have then they are all at 20% or over now days. Not all but most. 3%? Who is borrowing at 3% unless you dont need the money.
Yes it is dog eat dog. No free lunch. No money for nothing. No mercy on anyone, which is why I say:
If you carry a bal over 10K or really any bal and it is hurting your bottom line, you do NOT need to pay them shit.
And they cant do shit to you. You are poor.
When the BIG DEFAULT comes in this country and all you rich fucks (who work at the cc companies) tumble down to my more modest level I will be all smiles.
The rich will never tumble. Hopefully bad karma will kill them. hehe
I can live just fine on 4 cans of beans.
I cant wait till the fucking economy really tanks. Seriously.
Cash only society and bartering.
That is step one to revolution.