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1) Yes, they appear to be.
2) Yes, I would think so.
3) No. They aren't the same thing.
4) Yes and No, 'they' don't limit them, however scrub factors which you can adjust may limit some sales, more directly bad ones. Point being, you're in control of that, as it's your ass not netbillings if you screw up.
5) I've set them up more times than I can remember, I've worked with them directly and they are wonderful. I've worked with countless others that work with them directly.... I can't say I've ever heard anything bad about them.
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