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I just opened a Bank of America account online and went to the branch to make my initial deposit.
I was told that with the account I have, that I'm ONLY able to use the ATM. If I go into the bank to use any service, I will be billed $8.95.
There was one ATM outside and a line of cars almost 10 deep. But the ATM machines too cash and checks with no need to write out any envelopes or anything like that. It was impressive.
My main bank is a credit union that I can access from pretty much any corner in town. Their machines aren't as nice.
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