Here is some general education for those of you in the US:
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Originally Posted by jigg
I paid $3k for the airconditioner alone, the stove and the dishwasher are new too
damn right i'd take it with me if i went
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If you attach it to the house, or replace a fixture then it is part of the structure and stays with it when you leave. Whether you are a renter or home owner who sells it or loses it back to the bank. If you wanted to be a hard ass you could always put the old one back and take your new one with you but you not suppose to do that either.
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Originally Posted by pornguy
I see it as pretty simple thoughts on their part. They got a loan got a house and started paying in good faith. Then for what ever reason the shit hit the fan and they got forclosed on. If they were one of the few who got hit on a house that they could actually afford but lost because of other stupid people then they feel like the 80k or what ever they paid they own. So they plan to take as much of that 80k as they can.
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"for whatever reason the shit hit the fan and they got foreclosed on." "lost because of other stupid people.." You make it sound like the Foreclosure Fairy came down and took their house. The only reason people lose a house to foreclosure is because they stop making payments. Who are these other "stupid people" that made someone lose their house? The only person (stupid or not) that caused them to lose their house is the person who stopped making the payments (themselves).
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Originally Posted by NemesisEnforcer
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Check out my source:
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation
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Originally Posted by BlackCrayon
if its worth it, file suits against the people who do this. can't be hard to find out who they are.
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I see you are in Canada and I know you guys have some wacky laws, but in the US he can't sue the previous owner. The only one that can do anything to the previous owner is the bank. That would be like buying a used car from a car dealership that breaks a couple minutes later and wanting to sue the person who sold it to the car dealership. Not to mention the banks are selling these properties "as is".
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Originally Posted by webseth
wow, you think they're just trying to profit from their own foreclosure by gutting it? more like they're trying to spite the bank as well as those that are trying to profit on their misery. they dont NEED to make a profit on the fixtures and baseboards if they can make life just a little bit harder and/or more expensive for the bank and vultures.
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Oh jesus christ, one of these people "those that are trying to profit on their misery" Booo fucking hoo. The person bought an expensive house and they couldn't afford the payments, cry me a river. The person buying the foreclosure is not doing anything wrong. They lost the house, the bank is selling it cheap, someone needs to buy. No one is profiting off of their misery. People need to take person responsibility.
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Originally Posted by Puremeds-J
people need to learn to quit making excuses and take the blame when they fuck up.
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bingo we have a winner
