Quote:
Originally Posted by xenigo
More like anything that was mortgaged should stay with the financed property.
If you rolled it into the mortgage... you don't fucking own it. The bank does. 
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you obviously have no clue. It doesn't matter if the fridge or washer / dryer was purchased with the house by the previous owner or not. They are not fixtures. ALSO you have no way of knowing if the original owner purchased that seperatly or bought it with the house. Since it is not a FIXTURE to the house.
Come on be honest, how many of these have you done before, 1, 0? or do you have a friend that does them. You have no idea what you are talking about and it is apparent from this thread.
banks don't give mortgages to finance refigerators. You wont find individual items like that listed on the deed/mortgage. Only the land/buildings and its *fixtures*will be mentioned. You might want to learn that word and what is a fixture or not. Because they wont spell out what every fixture is, at most it will just say "fixtures".