Quote:
Originally Posted by VGeorgie
Pre-auth denials are those that failed CCBill's scrub (score). They can give you more details about the specific reasons for the scrub failure. Don't do as some people here and make make naive and unfounded assumptions on what it all means. They can show you a day or two worth of scrubs and their reasons, like proxy detection, previous chargebacks, and so forth. Do you really want a customer that has a history of charging back his porn subscriptions? Nah.
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Let no one else define the issue at hand for you regarding charge backs. A very simple solution for charge backs would be an "ALL SALES FINAL POLICY" on the behalf of your billing company.
Or better yet a "selective" ALL SALES FINAL POLICY for such scammers and idiots who buy memberships and do just that...CHARGEBACK
Furthermore....can any of you show me 100% proof and verification that all of your "precious" chargebacks/refunds/voids have been confirmed returned?
Of course not.... but you won't question that, you will question me for asking such a question.
If your "score decline" shows you have a history of charge backs then offer them an instant sign up alternative with a clear statement that once this transaction is approved you will not be able to "Chargeback"
Its humorous and sad at the same time how colleagues will never question or challenge the structure of the processing/banking world.
Either they themselves are too naive or lacking the intestinal fortitude to call a spade a spade.
Rest assured any of my suggestions will benefit you the merchant and not the billing company, so anyone who discounts my suggestions without giving it thought, is obviously placing the needs and concerns of the billing companies over the needs and desires of us the merchants.