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Many will close their affiliate programs because they need to steal rebills to survive and can no longer afford to pay what they owe affiliates. (IOW, they don't know how to run a business)
Others will close because it's no longer easy money nor are there any illusions of getting rich quick. These are the ones who see others closing so they decide to do so too.
Many more will just sell their programs to others who will usually screw affiliates in some way. The smaller guys with CCBill programs and little volume will just shut down.
From an affiliate perspective the biggest problem won't be conversions (mine are fine) but as it was in 2010 it will be all the problems with sponsors folding, not paying, and stealing and cheating affiliates to survive (and you can count on it getting worse). If you're smart you'll pay a lot of attention to who you promote and assess the likelihood of them staying honest and surviving through the next year. Minimizing your risk will save you headaches later on.
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