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I use the ATM/debit card almost exclusively. You're right, some people are just lame idiots about everything, and have to stand their trying to figure out how to use the thingamagadget no matter how many times they've used it before. They should add a 10-second shock feauture to those hand-held things for slower people who need a prodding. :D
McD's recently started accepting ATM/debit card transactions here. I don't beleive they lose much money by not taking visa. Sorry. People have known all along that these fast food joints don't take CC payments, so they simply pay by cash or they don't go.
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