the 'car insurance' and the 'homeowners insurance' analogy are very poor, as both these acts require the VOLUNTARY purchase of a good.
Purchasing a car or taking out a mortgage loan is an OPTION in the USA. If you choose that optional purchase, then yes - you can be required to have insurance.
But you guys are overlooking a much better analogy in your effort to cry foul.
Income Taxes. Just like this mandatory healthcare purchase - every single american - from the time he/she is born is required to pay income taxes AND purchase healthcare insurance.
This is a much better analogy than insurance that comes with a voluntary purchase.
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