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Penthouse Tony · 12-09-2010, 05:12 PM

So the presumption is stocks can go up and down but you can always take a loan out? Interest rates go up and down too. I think it's fair to say that interest rates will likely go up from here. Stocks do go up and down but you can round that curve by investing in regular intervals. Plus over the long run you are still looking at historic returns of ~8%. My advise is emergency funds with enough to cover living costs including mortgage first then beat the 3.8% with an S&P 500 mutual fund or ETF.

12-09-2010, 05:12 PM
Penthouse Tony Confirmed User Industry Role: Join Date: Apr 2004 Location: Mountain View, CA Posts: 5,835	So the presumption is stocks can go up and down but you can always take a loan out? Interest rates go up and down too. I think it's fair to say that interest rates will likely go up from here. Stocks do go up and down but you can round that curve by investing in regular intervals. Plus over the long run you are still looking at historic returns of ~8%. My advise is emergency funds with enough to cover living costs including mortgage first then beat the 3.8% with an S&P 500 mutual fund or ETF. __________________ aamos AT FFN dot com Penthouse.com Business Development ICQ: 49090846 \| Yahoo IM: ff_aamos