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Understood ... and I am in 100% agreement LudeDude
CD states this debt is 18 months old ... that means it existed when I was down in my luck ... do the math
I have never recovered from that ... I keep waking up hoping today is going to be brighter than yesterday was ....
You ever had to live like that ???
I just have a tough outer shell, so I try not to let it show ... but that has been my life for the past 2 years
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