Lets compare a P2P Payment System to a Ponzi scheme, both can be used to make huge amounts of easy $$ in no time..
Trust Level Required:
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P2P Payment system: Low - owner could be serving a 10 year sentence for fraud, but as long webmasters get an anonymous atm card they will signup
Ponzi Scheme: High - everyone knows already that if it sounds too good to be true, it probably is... no one buys the "I will get you 50% return per year" bullshit anymore...
Start Up Capital Required:
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P2P Payment system: Low - incorporation fees, address at local mail boxes etc or UPS store, some basic design + programming = $5k tops
Ponzi Scheme: Medium - office in a decent location, business cards, office furniture, etc = $10k+
Chances of getting caught:
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P2P Payment system: Low - everyone will write off losses; 6 months from now everyone will forget about it...
Ponzi Scheme: High - SEC doesn't fuck around, 10+ years in jail for fraud
Time required for 10M+
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P2P Payment system: Low - can accumulate 10M+ within a few months
Ponzi Scheme: High - can take many years to build up trust
Coolness Factor:
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P2P Payment system: Medium - new and unique way to make a buck in digital age; makes for good bar stories; could make a movie out of it;
P2P Payment system: Low - "I used to run a ponzi scheme" just doesn't sound right...
Clear winner is P2P Payment System
