Originally Posted by MaDalton

i have another explanation for you and the guy from Payoneer at least did not deny that this was the problem:

everyone with an Epass account could give out a gift card to anybody he wanted and that card could at least be used up to $5000 in transactions before someone asked for identification docs. and this - according to Visa - is not allowed (know your customer)

and i take wild guess here - but those who will be asked for additional docs have cards they received through a sponsor or someone else.

thats why Payoneer btw only gives out cards through companies they have contracts with.